Ronak Daya

Product & GM·Paxos, Block, Coinbase, Deutsche Bank·Brooklyn

I've spent the last decade building financial products that expand access — across lending, banking, payments, and stablecoin infrastructure.

Most recently Head of Product at Paxos, leading stablecoins, brokerage, and platform. Before that, Block, Coinbase, Deutsche Bank. Focused on GM and product leadership roles in fintech, crypto, and agentic commerce. Based in Brooklyn.

Ronak Daya
Paxos
Head of Product (CPO-level) — Stablecoins, Brokerage & Platform
Led company and product strategy on the executive team. Grew stablecoin market cap from $528M to $5B. Designed and launched the Global Dollar Network.
Apr 2023 – Apr 2025
Coinbase
Head of Financing and Prime Platform
Led product and P&L for financing, lending, and the institutional platform within Coinbase Prime. Built cross-functional team from scratch.
May 2022 – Jan 2023
Square (now Block)
Global Head of Credit Products, Policy & Operations
Managed 10 PMs and 15 strategic ops. Led the org design that unified Square Capital and Square Card into Square Banking.
Jul 2021 – May 2022
Square (now Block)
Head of Product, Square Capital
Scaled Square Capital from millions to billions in annual originations. Launched in Australia and Canada, built the PPP lending product.
May 2019 – Jul 2021
Square (now Block)
Head of Product, External Lending & Partnerships
Started Lending-as-a-Service from scratch, launching with eBay and Caviar.
Oct 2017 – Apr 2019
Bond Street
Head of Product
First PM at a fintech lending startup. Owned the full product from underwriting through borrower experience. Acquired by Goldman Sachs.
Jul 2016 – Sep 2017
Intent Media
Product Lead / Head of Partner Integration
Led the Search Compare Ads Network, driving 10x revenue growth. Scaled partner integration to 200+ travel publishers.
Jul 2012 – Jun 2016
Deutsche Bank
Associate, Global Finance & Foreign Exchange
Built risk management, pricing, and trade capture systems across money markets, repo, and FX.
Sep 2009 – Jul 2012
Brooklyn, NY

Flagship · Stablecoin Platform

Paxos Stablecoin Platform

Led product for Paxos's stablecoin platform. PYUSD with PayPal (Ethereum and Solana), USDL (the first yield-bearing regulated stablecoin), USDG and the Global Dollar Network, and the Stripe × Paxos payments integration.

$4.3B PYUSD supply at peak
$2.1B USDG market cap
100+ GDN partners
5 Tokens shipped
Partners PayPal Stripe Robinhood Mastercard OKX Kraken Galaxy Worldpay BVNK Nuvei Bullish

Side project

Network CRM

Built a lightweight PWA to manage my own job search — contacts, outreach history, pipeline stages. Scratched my own itch.

Research

Agentic Payments & x402

Solo deep dive into the x402 protocol and what agentic payment infrastructure actually needs to look like. Used Claude Code to run the spike end-to-end.

Collecting

Generative Art Collection →

On-chain and generative art. Mostly things that reward close looking.

Essays in progress on stablecoins, agentic payments, and regulated financial infrastructure. In the meantime, most of my public thinking lives in the podcasts and panels below.

Angel investor focused on fintech, crypto, SMB, and banking infrastructure. Backed via two programs:

a16z Scout Program
First Round Angel Track Spring 2022 · 1 of 35 from 2,000+ applicants

Select investments

New York University
Marketing
New York, NY
Rutgers University
M.S. Electrical & Computer Engineering
New Brunswick, NJ
Jawaharlal Nehru Technological University
B.Tech
India
Ronak and Abby

Live in Brooklyn with my wife Abby and our two kids. Third on the way. Abby is building Natal Commons, a community for new parents. Outside of work I read a lot, bike around Brooklyn, travel to new cities with the family, and never miss a Chelsea match.

Looking for the right GM or product leadership role in fintech, crypto, or agentic commerce. Also happy to talk to founders, investors, and interesting people building at the edges.